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H.R. 1122: CBDC Anti-Surveillance State Act

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H.R. 1122: CBDC Anti-Surveillance State Act

118th Congress · introduced 2023-02-21 · Finance and Financial Sector · Latest: Referred to the House Committee on Financial Services.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2023-02-21 · official record
  2. Who proposed it: Rep. Emmer, Tom [R-MN-6] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the House Committee on Financial Services. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

CBDC Anti-Surveillance State Act

Plain summary

CBDC Anti-Surveillance State Act This bill limits the ability of the Federal Reserve to (1) provide direct services to individuals, and (2) use a central bank digital currency. A central bank digital currency is a digital currency (e.g., Bitcoin or Ether) issued by a government-backed central bank. Specifically, the bill prohibits the Federal Reserve and the Federal Open Market Committee from using any central bank digital currency to implement monetary policy. In addition, a Federal Reserve bank is prohibited from offering products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency directly to an individual. The Federal Reserve must (1) consult with each Federal Reserve bank with respect to any central bank digital currency study or pilot program, and (2) issue quarterly reports on the findings and determinations of any such study or program.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

CBDC Anti-Surveillance State Act

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

Arguments for (supporters)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Emmer, Tom [R-MN-6] · 46 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

J. French Hill (R-AR), Warren Davidson (R-OH), Mike Flood (R-NE), Ralph Norman (R-SC), Byron Donalds (R-FL), Andy Biggs (R-AZ), Barry Loudermilk (R-GA), Pete Sessions (R-TX), Young Kim (R-CA), Nancy Mace (R-SC), Scott Fitzgerald (R-WI), Bryan Steil (R-WI), Don Bacon (R-NE), Mike Bost (R-IL), August Pfluger (R-TX), Jefferson Van Drew (R-NJ), Anna Paulina Luna (R-FL), Kevin Kiley (I-CA), Rudy Yakym III (R-IN), Josh Brecheen (R-OK), Glenn Grothman (R-WI), William R. Timmons IV (R-SC), David Rouzer (R-NC), Michael Cloud (R-TX), Austin Scott (R-GA), Mike Rogers (R-AL), Mary E. Miller (R-IL), Christopher H. Smith (R-NJ), David G. Valadao (R-CA), Keith Self (R-TX), Guy Reschenthaler (R-PA), Ronny Jackson (R-TX), Paul A. Gosar (R-AZ), Pat Fallon (R-TX), Randy K. Weber, Sr. (R-TX), Daniel Meuser (R-PA), Thomas H. Kean, Jr. (R-NJ), Scott Franklin (R-FL), Cory Mills (R-FL), Julia Letlow (R-LA), Kevin Hern (R-OK)

Sponsor's campaign money: Rep. Emmer, Tom [R-MN-6] reported raising $10.9 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong118-hr1122 · catalog fed-us-congress-bills-cong118 · updated 2026-11-15 by psicol fed-bills-cong118