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S. 4539: ENABLE Act

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S. 4539: ENABLE Act

118th Congress · introduced 2024-06-13 · Taxation · Latest: Read twice and referred to the Committee on Finance.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2024-06-13 · official record
  2. Who proposed it: Sen. Schmitt, Eric [R-MO] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Read twice and referred to the Committee on Finance. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

ENABLE Act

Plain summary

Ensuring Nationwide Access to a Better Life Experience Act or the ENABLE Act This bill makes permanent three tax provisions relating to ABLE (Achieving a Better Life Experience) Accounts established to assist disabled individuals, specifically provisions allowing increased contributions to such accounts, the allowance of a retirement savings contribution tax credit up to $1,000, and allowing a tax-free rollover from a qualified tuition (529 plan) to an ABLE account.

Congressional Research Service summary (Introduced in Senate), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

AI explanation – may be wrong, check the official text

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Sen. Schmitt, Eric [R-MO] · 22 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

John Boozman (R-AR), Chris Van Hollen (D-MD), Tom Cotton (R-AR), Peter Welch (D-VT), Tommy Tuberville (R-AL), Tim Kaine (D-VA), Katie Boyd Britt (R-AL), Amy Klobuchar (D-MN), Ron Wyden (D-OR), Mike Lee (R-UT), Christopher A. Coons (D-DE), Jon Ossoff (D-GA), Alex Padilla (D-CA), John Cornyn (R-TX), Jerry Moran (R-KS), Thom Tillis (R-NC), John Fetterman (D-PA), Raphael G. Warnock (D-GA)

Sponsor's campaign money: Sen. Schmitt, Eric [R-MO] reported raising $4.2 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong118-s4539 · catalog fed-us-congress-bills-cong118 · updated 2026-11-15 by psicol fed-bills-cong118