S.J.Res. 32: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".

S.J.Res. 32: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".

118th Congress · introduced 2023-06-13 · Finance and Financial Sector · Latest: Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.

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Follow this bill, step by step

Where it came from: introduced 2023-06-13 · official record
Who proposed it: Sen. Kennedy, John [R-LA] · what a sponsor is
What happened next: 3 recorded votes in our records. Latest: Senate vote 5 (2024): On Overriding the Veto, SJRES32 (2024-01-10), Veto Sustained. See all
Where it stands now: Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5. (final step reached)
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".

Plain summary

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A “Yea” vote

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A “Nay” vote

If it is not passed, current law stays as it is.

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What does this mean? (plain words)

Official text

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".

Source: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-118sjres32.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/118/sjres>

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The strongest published arguments

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Sen. Kennedy, John [R-LA] · 45 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Cynthia M. Lummis (R-WY), Deb Fischer (R-NE), Kevin Cramer (R-ND), James E. Risch (R-ID), Mike Crapo (R-ID), Bill Cassidy (R-LA), Tim Scott (R-SC), Steve Daines (R-MT), John Thune (R-SD), Cindy Hyde-Smith (R-MS), John Barrasso (R-WY), Roger F. Wicker (R-MS), Mike Lee (R-UT), Jerry Moran (R-KS), James Lankford (R-OK), Rick Scott (R-FL), Ted Budd (R-NC), John Boozman (R-AR), Thom Tillis (R-NC), Roger Marshall (R-KS), Katie Boyd Britt (R-AL), Bill Hagerty (R-TN), John Cornyn (R-TX), Joni Ernst (R-IA), Shelley Moore Capito (R-WV), Pete Ricketts (R-NE), Josh Hawley (R-MO), Marsha Blackburn (R-TN), Eric Schmitt (R-MO), Tom Cotton (R-AR), Chuck Grassley (R-IA), Mitch McConnell (R-KY), Ron Johnson (R-WI), Tommy Tuberville (R-AL), John Hoeven (R-ND), Todd Young (R-IN), Mike Rounds (R-SD), Ted Cruz (R-TX), Dan Sullivan (R-AK)

Sponsor's campaign money: Sen. Kennedy, John [R-LA] reported raising $11.9 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

Recorded votes

Senate vote 260 (2023): On the Joint Resolution, SJRES32 (2023-10-18): Joint Resolution Passed
House roll call 690 (2023): On Passage, SJRES32 (2023-12-01): Passed
Senate vote 5 (2024): On Overriding the Veto, SJRES32 (2024-01-10): Veto Sustained

Words on this page, explained (2)

Joint resolution: In Texas, the type of measure the Legislature uses to propose a constitutional amendment (marked HJR or SJR). The governor does not sign or veto it; the voters decide. In Congress a joint resolution can also be used like a bill. In Florida, a joint resolution passed by three-fifths of the members of each chamber puts a constitutional amendment on the ballot.
Rulemaking: The process agencies use to write regulations that carry out laws passed by Congress or a legislature. Usually an agency publishes a proposed rule, takes public comments, then publishes a final rule.

Plain meanings written from linked sources. All words.

Sources

Official summary
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-118sjres32.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/118/sjres>

Record fed-us-cong118-sjres32 · catalog fed-us-congress-bills-cong118 · updated 2026-11-15 by psicol fed-bills-cong118